Find the Medicare Coverage You Actually Deserve
Assurance Plus connects you with expert advisors who compare top-rated Medicare Advantage, Supplement, and Prescription Drug plans — at no cost to you. Simple, honest guidance every step of the way.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE for all options.
Insurance Made Simple, Clear & Personal
We put your health and budget first — no pressure, no confusion, just straightforward guidance from a real advisor who cares.
Zero Cost to You
Our advisors are compensated by the insurance carriers, meaning you get expert guidance and plan comparisons completely free of charge.
Unbiased Comparisons
We work with multiple top-rated carriers so you can compare plans side-by-side and choose coverage that truly fits your life and budget.
Dedicated Advisor
You'll work one-on-one with a licensed advisor who takes the time to understand your unique health needs and financial goals.
Licensed Professionals
Every advisor on our team is fully licensed, background-checked, and trained to stay current with the latest Medicare regulations and plans.
Year-Round Support
Your coverage doesn't end at enrollment. We're here all year for billing questions, coverage reviews, and when life circumstances change.
Serving 30+ States
From Alabama to Wisconsin, we serve beneficiaries across more than 30 states, bringing local expertise with national-level carrier relationships.
Comprehensive Insurance Solutions
From Medicare Advantage to Dual Eligible plans, we help you build a coverage strategy that brings you lasting peace of mind.
Medicare Advantage
All-in-one plans that bundle hospital, medical, and often prescription drug coverage — many with $0 premiums and extra benefits like dental and vision.
Medicare Supplement
Medigap plans that fill the gaps in Original Medicare, helping cover deductibles, copays, and coinsurance so you can predict your healthcare costs.
Part D Drug Plans
Stand-alone prescription drug plans (PDP) that help reduce your out-of-pocket costs on medications — we match you with the plan that covers your specific drugs.
Dual Eligible (D-SNP)
Special Needs Plans for beneficiaries who qualify for both Medicare and Medicaid, often with extra benefits and lower cost-sharing than standard plans.
Annual Plan Review
Life changes, and so do plans. We conduct a thorough annual review to ensure your coverage still meets your needs — and switch you if it doesn't.
Understanding Your Major Exposures
Medicare is a strong foundation — but it doesn't cover everything. These three supplemental policies protect you from the catastrophic out-of-pocket costs that Medicare leaves behind.
Hospital Indemnity
A Hospital Indemnity plan pays you a fixed cash benefit for each day you are hospitalized — regardless of what Medicare or other insurance pays. The benefit goes directly to you, not to a hospital or provider.
When you are admitted to the hospital, the plan pays a set daily amount (for example, $100–$300 per day) for every day of your inpatient stay, beginning on day one or after a short elimination period. Some plans also pay for ICU stays, surgery, and outpatient procedures at higher benefit levels.
- Daily hospital confinement benefit — cash in hand each day
- Covers Medicare Part A deductibles ($1,632 per benefit period in 2024)
- ICU and intensive care confinement benefits
- Use funds for any expense — mortgage, groceries, bills, or medical costs
- Benefits paid regardless of other coverage you may have
Cancer Policy
A Cancer insurance policy pays a lump-sum or ongoing cash benefit when you are diagnosed with cancer. It is designed to cover the enormous out-of-pocket costs that standard health insurance and Medicare do not fully address during cancer treatment.
Upon a covered cancer diagnosis, the policy pays a lump-sum benefit directly to you — often $10,000 to $50,000 or more depending on your plan. Many policies also pay per-treatment benefits for chemotherapy, radiation, surgery, and experimental treatments. You decide how to use the money.
- Lump-sum cash payout upon initial cancer diagnosis
- Chemotherapy, radiation, and immunotherapy benefit payments
- Surgical and hospital confinement benefits related to cancer
- Transportation and lodging for cancer treatment travel
- Experimental and clinical trial treatment benefits (varies by plan)
Heart Attack & Stroke
A Heart Attack and Stroke (Critical Illness) policy pays a cash benefit directly to you when you suffer a qualifying cardiac event or stroke. It is built to bridge the gap between what Medicare pays and the true financial toll of a serious cardiovascular event.
When you experience a covered heart attack, stroke, or other qualifying cardiac condition, the policy pays a lump-sum cash benefit — typically $10,000 to $100,000 depending on the plan. The benefit is paid regardless of what Medicare or other insurance covers, and you can use it for any purpose: medical bills, rehabilitation, home modifications, or daily living costs while you recover.
- Lump-sum benefit upon heart attack or stroke diagnosis
- Coronary artery bypass surgery and cardiac catheterization benefits
- Rehabilitation and physical therapy cost coverage
- Home health aide and skilled nursing facility assistance
- Income replacement during recovery period
Want to Learn More About These Protections?
Join our free online workshop to hear our licensed advisors explain exactly how these supplemental policies work alongside your Medicare coverage — and how to find the right combination for your situation.
Register For Online Workshop
Experience
Real People. Real Guidance. Real Peace of Mind.
We believe that navigating Medicare shouldn't be overwhelming or confusing.
At Assurance Plus, we're a team of licensed, independent insurance advisors who have dedicated our careers to helping Medicare beneficiaries find the coverage that truly works for them. We're not captive agents locked into one carrier — we work with multiple top-rated insurance companies so you always get an honest comparison.
Whether you're turning 65, transitioning off employer coverage, or simply wondering if you could be in a better plan, we're here to walk you through every option in plain language with zero pressure.
Getting Covered is Easier Than You Think
Three simple steps stand between you and a plan that fits your life — and we guide you through each one.
Tell Us About Yourself
Call or book a free 15-minute consultation. We'll ask about your doctors, prescriptions, and budget so we can find plans that truly match your needs.
We Compare Your Options
Your advisor runs a side-by-side comparison of the best available plans in your area, breaking down costs, coverage, and carrier ratings in plain language.
Enroll With Confidence
We handle the enrollment paperwork for you — and stay by your side year-round for any questions, changes, or coverage reviews you need.
Or schedule a free call online at a time that works for you.
Book Your Free Consultation
Choose a time that's convenient for you. Our advisor will call you at the scheduled time — no waiting on hold, no pressure.
We're Here When You Need Us
Have questions? Ready to enroll? Just want to explore your options? Reach out — our advisors are real people who are genuinely happy to help.
Call To Speak With An AdvisorFrequently Asked Questions
Still have questions? We've answered the most common ones below — or call us anytime at 877-714-8781.